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Univest Financial (UVSP) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Univest Financial adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases397.81
Interest Income, Securities, Operating, Taxable0.00
Other Interest and Dividend Income2.85
Other Income29.83
Total Interest Income430.49
Interest Expense, Deposits65.86
Interest Expense, Short-term Borrowing0.02
Total Interest Expense190.29
Net Interest Income240.20
Provision for loan losses11.67
Total Net Interest Income228.53
Insurance Commissions and Fees22.44
Revenue From Contract With Customer Including Assessed Tax8.85
Other Non-interest Income4.63
Other Non-Interest Income48.11
Total Non-interest Income87.86
Total Revenues316.39
Costs & Expenses
Salaries & employee benefits, SGA1.65
Restructuring, Accretion & impairment charges0.00
Communications, Occupancy and Information Technology11.15
Professional Fees7.22
Federal Deposit Insurance Corporation Premium Expense4.53
Other Noninterest Expense29.28
Other loss /-income149.21
Total Operating Expenses203.04
Total Costs & Expenses268.92
Income & Taxes
Income /-loss before income taxes113.35
Income taxes expenses/-benefit22.59
Income after income taxes90.76
Net income/-loss of other equity0.00
Income /-loss after income taxes90.76
Net Income/-loss90.76
Income/-loss to shareholder90.76
Earnings Per Share
Basic EPS (excl. extra items)3.16
Basic Net EPS3.16
Basic shares outstanding (Mill. of Units)28.74
Diluted Net EPS3.13
Diluted average shares (Mill. of Units)28.98
Dividend per share0.87
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About Univest Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 23, 2026
  • Original filing: uvsp-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.