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Universal Insurance Holdings Inc (UVE) Annual Income Statement

Annual · GAAP · USD millions
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By examining income statement figures across successive periods, users can identify shifts in Universal Insurance Holdings Inc's profitability and expense structure.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Commissions, Premiums and other Revenue1,439.02
Other Revenue89.75
Total Revenue1,603.92
Costs & Expenses
Cost of Revenues0.00
Policyholder Benefits and Claims Incurred, Net985.88
Gross Profit618.04
Selling, Administration, Marketing0.00
Gain (Loss) on Disposition of Assets and Investments0.00
Depreciation & Amortization0.00
Other Operating Expense / Income250.25
Operating Costs1,236.12
Interest Expense0.00
Interest Expense, Debt6.42
Net Interest (-)Expense / Income-6.42
Other Loss / Income47.67
Total Costs & Expenses1,360.85
Income & Taxes
Income / Loss Before Income Taxes243.07
Income Taxes Expense / Benefit60.12
Income After Income Taxes182.95
Net Income / Loss of Other Equity0.00
Income / Loss from Continuing Operations182.95
Net Income / Loss182.95
Preferred Dividends0.00
Income / Loss Attributable to Shareholders182.95
EBIT249.49
EBITD255.94
EBITDA257.27
Earnings Per Share
Basic EPS (excl. extra items)6.56
Basic Net EPS6.56
Basic shares outstanding (Mill. of Units)27.89
Diluted Net EPS6.32
Diluted average shares (Mill. of Units)28.96
Dividend per share0.77
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About Universal Insurance Holdings Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: uve-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.