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Sofi Technologies Inc (SOFI) Annual Cash Flow Statement

Annual · GAAP · USD millions
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From Sofi Technologies Inc through Dec 31 2021, changes in Dec 31 2025's operating cash flow provide insight into underlying business performance trends.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
12 Months 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Operating Activities
Income481.32
Depreciation & amortization234.15
Amortization of Other Assets11.34
Extraordinary Item, Gain (Loss), Insurance Assets, Accretion Expense0.00
Goodwill, Impairment Loss0.00
Provision For Loan Losses Expensed0.00
Inventories Decrease /-Increase0.00
R & D, Environmental and Other Expense0.00
Gain (Loss) on Disposition of Assets0.00
Share-based Compensation262.06
Income (Loss) from Equity Method Investments0.00
Increase (Decrease) in Loans Held-for-sale-5,270.87
Fair Value Adjustment Of Residual Interests Classified As Debt-
Fair Value Adjustment Of Securitization Of Loans Held For Investment-
Fair Value Adjustment Of Related Party Notes Receivable-
Increase Decrease In Servicing Assets From Securitization-36.05
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal30.32
Fair Value Adjustment Of Financing Receivable Held For Investment At Fair Value-351.19
Capitalized Contract Cost Amortization-
Income taxes16.19
Losses/ -gains on Investments net0.00
Accounts Receivable0.00
Increase (Decrease) in Accounts Payable and Accrued Liabilities0.00
Accrued Expense0.00
Deferred Revenue and Customer Advances and Deposits0.00
Prepaid Expense and Other Assets0.00
Other Working Capital39.79
Other Noncash Income (Expense)13.76
Other net0.00
Payments for (Proceeds from) Other Operating Activities826.74
Discontinued operations0.00
Net Cash flow from Operating Activities-3,742.46
Investing Activities
Capital Expenditures-242.44
Sale of Capital Items0.00
Short-term Investments Proceeds1,071.54
Payments to Acquire Available-for-sale Securities, Debt-1,668.26
Real Estate Investments0.00
Proceeds From Receipts From Securitization Investments78.07
Payments For Proceeds From Financing Receivable After Allowance For Credit Losses-
Capitalized Computer Software Period Increase Decrease-8.67
Increase Decrease In Financing Receivables After Allowance For Credit Loss-4,199.27
Restricted Cash and Investments Increase (Decrease)0.00
Payments to Acquire Loans Held-for-investment-2,082.83
Payments for (Proceeds from) Deposits0.00
Payments for (Proceeds from) Other Investments-59.85
Payments for (Proceeds from) Federal Reserve and FHLB0.00
Cash Acquired from Acquisition0.00
Proceeds from Collection of Long-term Loans to Related Parties0.00
Sale of businesses0.00
Accounts payable0.00
Receivables0.00
Payments for (Proceeds from) Other Investing Activities0.00
Other Net392.61
Discontinued operations0.00
Net Cash Flow from Investing Activities-6,719.11
Financing Activities
Short-term debt Net0.00
Other borrowing transactions-2.98
Long-term debt - borrowings-1,256.88
Long-term debt - repayments-29.06
Federal Home Loan Bank and Federal Funds0.00
Issuances / -repurchases of Comm. Stock3,215.51
Partnership and Parent Transactions0.00
Issuances / -repurchases of Pref. Stock0.00
Increase (Decrease) in Deposits11,248.51
Other financing activities net0.00
Other net-2,774.35
Proceeds From Reverse Recapitalization Transaction-
Proceeds From Principal Repayments From Stockholder-
Finance Lease Principal Payments-0.77
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents2,709.36
Payments For Redeemable Preferred Stock Issuance Costs-
Payments For Repurchase Of Redeemable Common And Preferred Stock-
Payments of Ordinary Dividends, Preferred Stock and Preference Stock0.00
Dividends paid0.00
Net Cash Flow from Financing Activities13,109.33
Effect of exchange rate on cash flow-0.36
Discontinued operations0.00
Free Cash Flow-3,984.90
Total Cash Flow2,647.41
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About Sofi Technologies Inc Annual Cash Flow Statement

What this statement shows

This page presents issuer-reported cash flow data, including operating, investing, financing, net, and free cash flow, as disclosed in SEC 10-K filings and normalized by CSIMarket.

Source & verification

  • Form: 10-K (Period: 20251231)
  • Filed with the SEC: February 17, 2026
  • Source: sofi-20251231.htm

Last updated

  • Page updated:
  • Data lineage: SEC filings - XBRL extraction - normalization in the CSIMarket.com database.
  • Accession: 0001818874-26-000013

Figures are derived from filed reports and may be restated. Historical data is subject to revision.

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