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Southern Missouri Bancorp Inc (SMBC) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Southern Missouri Bancorp Inc's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Jun 30 2026)
2026 		(Jun 30 2025) (Jun 30 2024) (Jun 30 2023) (Jun 30 2022)
Revenues
Interest and Fee Income, Loans and Leases265.21
Interest and Dividend Income, Securities, Operating20.52
Other Interest and Dividend Income3.26
Other Income0.00
Total Interest Income288.99
Interest Expense, Deposits109.21
Interest Expense, Securities Sold under Agreements to Repurchase0.81
Interest Expense, Long-term Debt and Capital Securities6.12
Interest Expense, Debt0.00
Net Interest (-)Expense / Income0.00
Net Interest Income172.85
Provision for loan losses11.45
Total Net Interest Income161.40
Service Fees, Investment Banking, Brokerage and Other Transactions5.20
Service Revenue0.54
Other Non-interest Income4.26
Loss / Gain on Investment0.83
Other Non-Interest Income0.00
Total Non-interest Income27.80
Total Revenues189.19
Costs & Expenses
Salaries & employee benefits, SGA2.29
Depreciation & Amortization9.59
Foreclosed Real Estate Expense0.00
Communications, Occupancy and Information Technology27.30
Professional Fees2.71
Supplies and Postage Expense1.37
Federal Deposit Insurance Corporation Premium Expense2.20
Other Noninterest Expense8.02
Other loss /-income0.00
Total Operating Expenses102.09
Total Costs & Expenses0.00
Income & Taxes
Income /-loss before income taxes87.10
Income taxes expenses/-benefit15.27
Income after income taxes71.84
Net income/-loss of other equity0.00
Income /-loss after income taxes71.84
Net Income/-loss71.84
Income/-loss to shareholder71.84
Earnings Per Share
Basic EPS (excl. extra items)6.44
Basic Net EPS6.44
Basic shares outstanding (Mill. of Units)11.10
Diluted Net EPS6.43
Diluted average shares (Mill. of Units)11.13
Dividend per share1.00
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About Southern Missouri Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.