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Slm (SLM) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Slm adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases2,392.42
InterestIncome Debt Securities Available For Sale Operating58.82
Other Income176.02
Total Interest Income2,627.26
Interest Expense, Deposits808.80
Interest Expense, Short-term Borrowing11.42
Total Interest Expense1,125.43
Net Interest Income1,501.82
Provision for loan losses332.69
Total Net Interest Income1,169.14
Gain Loss On Sale Of Notes Receivable0.00
Noninterest Income, Other Operating Income123.48
Loss / Gain on Investment-9.80
Other Non-Interest Income-286.71
Total Non-interest Income482.57
Total Revenues1,651.71
Costs & Expenses
Salaries & employee benefits, SGA345.81
Restructuring, Accretion & impairment charges0.00
Depreciation & Amortization0.00
Federal Deposit Insurance Corporation Premium Expense34.29
Other Noninterest Expense275.48
Total noninterest revenues3.56
Total Operating Expenses659.14
Total Costs & Expenses1,479.36
Income & Taxes
Income /-loss before income taxes992.56
Income taxes expenses/-benefit247.72
Income after income taxes744.85
Net income/-loss of other equity0.00
Income /-loss after income taxes744.85
Net Income/-loss744.85
Preferred dividends15.73
Income/-loss to shareholder729.12
Earnings Per Share
Basic EPS (excl. extra items)3.52
Basic Net EPS3.52
Basic shares outstanding (Mill. of Units)207.16
Diluted Net EPS3.46
Diluted average shares (Mill. of Units)210.91
Dividend per share0.51
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About Slm Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 19, 2026
  • Original filing: slm-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.