Southern First Bancshares Inc (SFST) Annual Income Statement

Annual · GAAP · USD millions
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This income statement overview for Southern First Bancshares Inc spans from Dec 31 2021 to Dec 31 2025, showing how the company's revenues, expenses, and earnings have changed across reporting periods.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases198.15
Interest and Dividend Income, Securities, Operating5.37
Interest Income, Federal Funds Sold7.97
Total Interest Income211.48
Interest Expense, Deposits95.62
Interest Expense, Borrowings10.91
Total Interest Expense106.53
Net Interest Income104.95
Provision for loan losses2.95
Total Net Interest Income102.00
Revenue From Contract With Customer Including Assessed Tax6.28
Profit (Loss) from Real Estate Operations0.00
Other Non-interest Income0.92
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment0.00
Other Non-Interest Income1.71
Total Non-interest Income13.14
Total Revenues115.14
Costs & Expenses
Salaries & employee benefits, SGA1.53
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology9.98
Professional Fees2.46
Federal Deposit Insurance Corporation Premium Expense3.88
Other Noninterest Expense4.36
Other loss /-income53.33
Total Operating Expenses75.53
Total Costs & Expenses182.06
Income & Taxes
Income /-loss before income taxes39.61
Income taxes expenses/-benefit9.24
Income after income taxes30.37
Net income/-loss of other equity0.00
Income /-loss after income taxes30.37
Net Income/-loss30.37
Income/-loss to shareholder30.37
Earnings Per Share
Basic EPS (excl. extra items)3.75
Basic Net EPS3.75
Basic shares outstanding (Mill. of Units)8.09
Diluted Net EPS3.72
Diluted average shares (Mill. of Units)8.16
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About Southern First Bancshares Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.