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Ready Capital (RC) Annual Income Statement

Annual · GAAP · USD millions
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The income statement data below highlights shifts in Ready Capital's operating performance over recent quarters.
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Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans, Consumer0.00
Other Income0.00
Total Interest Income569.17
Total Interest Expense13.15
Net Interest Income55.04
Provision for loan losses-87.04
Total Net Interest Income-32.00
Noninterest Income, Other Operating Income53.72
Loss / Gain on Investment-142.11
Other Non-Interest Income630.53
Total Non-interest Income46.71
Total Revenues14.71
Costs & Expenses
Salaries & employee benefits, SGA89.49
Restructuring, Accretion & impairment charges-23.50
Other Operating Costs90.96
Professional Fees and Commission30.84
Total Operating Expenses164.27
Total Costs & Expenses151.12
Income & Taxes
Income /-loss before income taxes-302.56
Income taxes expenses/-benefit-86.70
Income after income taxes-215.85
Net income/-loss of other equity0.00
Income /-loss after income taxes-215.85
Stockholders Equity Attributable to Noncontrolling Interest7.85
Discontinued Operations-5.21
Net Income/-loss-221.06
Non-controlling interests7.85
Preferred dividends8.00
Income/-loss to shareholder-236.91
Earnings Per Share
Basic EPS (excl. extra items)-1.41
Extraordinary items-0.03
Basic Net EPS-1.44
Basic shares outstanding (Mill. of Units)164.54
Diluted Net EPS-1.44
Diluted average shares (Mill. of Units)167.26
Dividend per share0.39
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About Ready Capital Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 2, 2026
  • Original filing: rc-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.