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Ready Capital (RC) Annual Cash Flow Statement

Annual · GAAP · USD millions
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The cash flow figures below highlight longer-term patterns in how Ready Capital manages cash inflows and outflows over time.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
12 Months 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Operating Activities
Income-221.06
Depreciation & amortization2.81
Amortization of Other Assets45.61
Extraordinary Item, Gain (Loss), Insurance Assets, Accretion Expense0.00
Impairment of Real Estate-86.05
Provision For Loan Losses Expensed0.00
Inventories Decrease /-Increase0.00
R & D, Environmental and Other Expense0.00
Gain (Loss) on Disposition of Assets0.00
Share-based Compensation5.81
Income (Loss) from Equity Method Investments, Net of Dividends or Distributions-2.27
Increase (Decrease) in Derivative Assets and Liabilities-1.38
Mortgage Loans On Real Estate Amortization Of Premium-
Accretion Amortization Of Discounts And Premiums Other Investments-
Gain Loss On Sales Of Mortgage Loans Held For Sale-
Dividends Payable Current And Noncurrent-
Income Loss From Continuing Operations Including Portion Attributable To Noncontrolling Interest-215.85
Payments For Origination Of Loans Held For Sale At Fair Value-
Amortization Of Financing Costs And Intangible Assets-
Provision For Loan Losses Expensed87.04
Charge Off Of Real Estate Acquired In Settlement Of Loans-
Increase Decrease In Repair And Denial Reserve4.97
Gain Loss On Derivative Instruments Held For Trading Purposes Net-
Proceeds From Sale And Principal Repayments On Loans Held For Sale At Fair Value635.60
Realized Gains Losses Net143.54
Increase Decrease In Assets Of Consolidated Vies Accrued Interest And Due From Servicers80.05
Purchased Future Receivables Net Of Payoffs-
Income taxes0.00
Losses/ -gains on Investments net0.00
Accounts Receivable-17.39
Accounts Payable0.00
Accrued Expense0.00
Deferred Revenue and Customer Advances and Deposits0.00
Prepaid Expense and Other Assets0.00
Other Working Capital-217.21
Other Noncash Income (Expense)0.00
Other net0.00
Payments for (Proceeds from) Other Operating Activities216.89
Discontinued operations-28.99
Net Cash flow from Operating Activities432.12
Investing Activities
Capital Expenditures-2.37
Sale of Capital Items72.57
Proceeds from Sale of Mortgage Backed Securities (MBS) categorized as Available-for-sale0.78
Payments to Acquire Held-to-maturity Securities-2.39
Real Estate Investments0.00
Proceeds From Sale Of Real Estate Securities-
Proceeds Received For Final Reconciliation Of Purchase Price-
Origination Of Mortgage Loans Held For Investment-
Payments For Origination Of Loans Held At Fair Value-592.56
Payments For Origination Of Loans Held For Investment-
Payments For Participation Liabilities-48.11
Proceeds From Sale And Principal Repayments On Loans Held At Fair Value2,139.82
Proceeds From Sale And Principal Repayments On Loans Held For Investment-
Payments For Origination Of Paycheck Protection Program Loans-
Payments To Acquire Paycheck Protection Program Loans-
Proceeds From Disposition And Principal Payment Of Paycheck Protection Program Loans-
Restricted Cash and Investments Increase (Decrease)0.00
Payments to Acquire Loans Held-for-investment0.00
Payments for (Proceeds from) Deposits0.00
Payments for (Proceeds from) Other Investments0.00
Payments for (Proceeds from) Federal Reserve and FHLB0.00
Acquisition Net of Cash Acquired20.27
Interest in Subsidiaries and Affiliates7.70
Cash Divested from Deconsolidation0.00
Accounts payable0.00
Receivables0.00
Payments for (Proceeds from) Other Investing Activities0.00
Other Net3.52
Discontinued operations43.32
Net Cash Flow from Investing Activities1,642.54
Financing Activities
Short-term debt Net750.20
Other borrowing transactions-29.83
Long-term debt - borrowings42.82
Long-term debt - repayments0.00
Federal Home Loan Bank and Federal Funds0.00
Issuances / -repurchases of Comm. Stock-67.60
Partnership and Parent Transactions0.00
Issuances / -repurchases of Pref. Stock0.00
Deposits, Annuities, Contract Holders Funds0.00
Other financing activities net0.00
Other net-559.27
Payments Of Dividends Common Stock And Noncontrolling Interest-
Proceeds From Treasury Securities Repurchase Agreement Borrowings-
Repayments Of Securitized Debt Obligations Consolidated Variable Interest Entity-2,416.14
Payments Of Borrowings Under Repurchase Agreements-
Payment Of Guaranteed Loan Financing-185.09
Proceeds From Borrowings Under Repurchase Agreements-
Proceeds From Issuance Of Securitized Debt Obligations Consolidated Variable Interest Entity-
Stock Issued During Period Shares Acquisitions-
Deconsolidation Of Borrowings In Securitization Trusts-
Stock Issued During Period Shares Issued To Investment Manager Pursuant To Management Agreement.-
Sale Of Subsidiary Interest To Noncontrolling Interests-
Transfer To Other Real Estate540.54
Dividends Common Stock Stock-
Payments of Dividends, Preferred Stock and Preference Stock0.00
Dividends paid-113.32
Net Cash Flow from Financing Activities-2,037.69
Effect of exchange rate on cash flow36.97
Discontinued operations0.00
Free Cash Flow502.32
Total Cash Flow66.76
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About Ready Capital Corp Annual Cash Flow Statement

What this statement shows

This page presents issuer-reported cash flow data, including operating, investing, financing, net, and free cash flow, as disclosed in SEC 10-K filings and normalized by CSIMarket.

Source & verification

  • Form: 10-K (Period: 20251231)
  • Filed with the SEC: March 2, 2026
  • Source: rc-20251231.htm

Last updated

  • Page updated:
  • Data lineage: SEC filings - XBRL extraction - normalization in the CSIMarket.com database.
  • Accession: 0001628280-26-013256

Figures are derived from filed reports and may be restated. Historical data is subject to revision.

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