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Republic Bancorp Inc (RBCAA) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Republic Bancorp Inc adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases387.44
Interest Income, Securities, Operating, Taxable26.85
Other Interest and Dividend Income24.22
Other Income0.00
Total Interest Income438.51
Interest Expense, Deposits85.58
Interest Expense, Short-term Borrowings0.50
Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term17.76
Net Interest (-)Expense / Income-103.84
Net Interest Income334.67
Provision for loan losses31.60
Total Net Interest Income303.07
Revenue From Contract With Customer Excluding Assessed Tax14.44
Bank Owned Life Insurance Income3.60
Gain (Loss) on Disposition of Assets and Other Investments0.00
Other Non-Interest Income58.42
Total Non-interest Income82.83
Total Revenues385.90
Costs & Expenses
Salaries & employee benefits, SGA7.72
Restructuring, Accretion & impairment charges0.00
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology14.18
Professional Fees3.71
Federal Deposit Insurance Corporation Premium Expense3.06
Other Noninterest Expense17.26
Other loss /-income174.26
Total Operating Expenses220.19
Total Costs & Expenses330.25
Income & Taxes
Income /-loss before income taxes165.71
Income taxes expenses/-benefit34.39
Income after income taxes131.32
Net income/-loss of other equity0.00
Income /-loss after income taxes131.32
Net Income/-loss131.32
Income/-loss to shareholder131.32
Earnings Per Share
Basic EPS (excl. extra items)6.74
Basic Net EPS6.74
Basic shares outstanding (Mill. of Units)19.48
Diluted Net EPS6.72
Diluted average shares (Mill. of Units)19.81
Dividend per share0.00
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About Republic Bancorp Inc ky Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.