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Provident Bancorp Inc (PVBC) Annual Income Statement

Annual · GAAP · USD millions
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The data below summarizes Provident Bancorp Inc's income statement results from Dec 31 2020 to Dec 31 2024, enabling period-by-period comparison of operating performance.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2024)
2024 		(Dec 31 2023) (Dec 31 2022) (Dec 31 2021) (Dec 31 2020)
Revenues
Interest and Fee Income, Loans and Leases83.18
InterestIncome Debt Securities Available For Sale Operating0.99
Other Income5.29
Total Interest Income89.46
Interest Expense, Deposits36.68
Interest Expense, Short-term Borrowing2.16
Interest Expense, Borrowings0.00
Net Interest (-)Expense / Income-38.97
Net Interest Income50.49
Provision for loan losses0.89
Total Net Interest Income49.49
Other Non-interest Income0.35
Other Non-Interest Income3.21
Total Non-interest Income5.91
Total Revenues55.40
Costs & Expenses
Salaries & employee benefits, SGA29.86
Communications, Occupancy and Information Technology1.67
Professional Fees and Commission3.68
Federal Deposit Insurance Corporation Premium Expense1.31
Other Noninterest Expense1.78
Other loss /-income6.48
Total Operating Expenses46.02
Total Costs & Expenses84.86
Income & Taxes
Income /-loss before income taxes9.38
Income taxes expenses/-benefit2.11
Income after income taxes7.27
Net income/-loss of other equity0.00
Income /-loss after income taxes7.27
Net Income/-loss7.27
Income/-loss to shareholder7.27
Earnings Per Share
Basic EPS (excl. extra items)0.43
Basic Net EPS0.43
Basic shares outstanding (Mill. of Units)16.73
Diluted Net EPS0.43
Diluted average shares (Mill. of Units)16.78
Dividend per share0.00
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About Provident Bancorp Inc md Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.