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Provident Financial Services Inc (PFS) Annual Income Statement

Annual · GAAP · USD millions
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The data below summarizes Provident Financial Services Inc's income statement results from Dec 31 2021 to Dec 31 2025, enabling period-by-period comparison of operating performance.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases41.97
Interest and Dividend Income, Securities, Operating901.83
Other Income328.97
Total Interest Income1,272.77
Interest Expense, Deposits400.00
Interest Expense, Long-term Debt and Capital Securities33.45
Interest Expense, Debt0.00
Total Interest Expense512.21
Net Interest Income760.57
Provision for loan losses3.58
Total Net Interest Income756.98
Insurance Agency Management Fee18.30
Bank Owned Life Insurance Income10.13
Other Non-Interest Income81.41
Total Non-interest Income109.84
Total Revenues866.82
Costs & Expenses
Salaries & employee benefits, SGA5.53
Restructuring, Accretion & impairment charges0.00
Depreciation & Amortization37.07
Communications, Occupancy and Information Technology52.79
Federal Deposit Insurance Corporation Premium Expense12.90
Other Noninterest Expense59.82
Other loss /-income290.55
Total Operating Expenses458.66
Total Costs & Expenses892.12
Income & Taxes
Income /-loss before income taxes408.16
Income taxes expenses/-benefit117.00
Income after income taxes291.16
Net income/-loss of other equity0.00
Income /-loss after income taxes291.16
Net Income/-loss291.16
Income/-loss to shareholder291.16
Earnings Per Share
Basic EPS (excl. extra items)2.23
Basic Net EPS2.23
Basic shares outstanding (Mill. of Units)130.46
Diluted Net EPS2.23
Diluted average shares (Mill. of Units)130.51
Dividend per share0.96
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About Provident Financial Services Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: pfs-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.