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Peoples Financial Services (PFIS) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Peoples Financial Services's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases228.87
Interest and Dividend Income, Securities, Operating19.48
Interest Income, Federal Funds Sold2.42
Interest Income, Deposits with Financial Institutions0.41
Other Income8.52
Total Interest Income259.70
Interest Expense, Deposits81.17
Interest Expense, Short-term Borrowings1.29
Interest Expense, Long-term Debt and Capital Securities5.71
Total Interest Expense93.74
Net Interest Income165.96
Provision for loan losses0.10
Total Net Interest Income165.86
Fees and Commissions, Mortgage Banking and Servicing0.55
Revenue From Contract With Customer Excluding Assessed Tax13.62
Bank Owned Life Insurance Income2.08
Gain (Loss) on Disposition of Assets and Other Investments-0.07
Loss / Gain on Investment1.11
Other Non-Interest Income2.05
Total Non-interest Income21.73
Total Revenues187.59
Costs & Expenses
Salaries & employee benefits, SGA56.34
Restructuring, Accretion & impairment charges0.24
Depreciation & Amortization6.40
Occupancy, Net27.45
Professional Fees4.97
Federal Deposit Insurance Corporation Premium Expense3.29
Other Noninterest Expense14.27
Other loss /-income2.41
Total Operating Expenses115.36
Total Costs & Expenses203.53
Income & Taxes
Income /-loss before income taxes72.23
Income taxes expenses/-benefit13.05
Income after income taxes59.19
Net income/-loss of other equity0.00
Income /-loss after income taxes59.19
Net Income/-loss59.19
Income/-loss to shareholder59.19
Earnings Per Share
Basic EPS (excl. extra items)5.92
Basic Net EPS5.92
Basic shares outstanding (Mill. of Units)9.99
Diluted Net EPS5.88
Diluted average shares (Mill. of Units)10.07
Dividend per share2.47
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About Peoples Financial Services Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.