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Ponce Financial Group Inc (PDLB) Annual Income Statement

Annual · GAAP · USD millions
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The income statement data below highlights shifts in Ponce Financial Group Inc's operating performance over recent quarters.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases162.51
Interest and Dividend Income, Securities, Operating18.35
Interest Income, Deposits with Financial Institutions4.66
Total Interest Income185.53
Interest Expense, Deposits28.40
Interest Expense, Borrowings20.61
Total Interest Expense85.71
Net Interest Income99.81
Provision for loan losses3.78
Total Net Interest Income96.03
Brokerage Commissions Revenue0.04
Noninterest Income, Other Operating Income2.16
Loss / Gain on Investment0.62
Other Non-Interest Income5.34
Total Non-interest Income9.41
Total Revenues105.44
Costs & Expenses
Salaries & employee benefits, SGA0.63
Communications, Occupancy and Information Technology15.79
Professional Fees and Commission5.53
Supplies and Postage Expense0.70
Other Noninterest Expense4.59
Other loss /-income38.40
Total Operating Expenses67.01
Total Costs & Expenses116.01
Income & Taxes
Income /-loss before income taxes38.43
Income taxes expenses/-benefit9.73
Income after income taxes28.70
Net income/-loss of other equity0.00
Income /-loss after income taxes28.70
Net Income/-loss28.70
Preferred dividends1.13
Income/-loss to shareholder27.58
Earnings Per Share
Basic EPS (excl. extra items)1.21
Basic Net EPS1.21
Basic shares outstanding (Mill. of Units)22.75
Diluted Net EPS1.20
Diluted average shares (Mill. of Units)23.06
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About Ponce Financial Group Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 12, 2026
  • Original filing: pdlb-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.