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Ohio Valley Banc (OVBC) Annual Income Statement

Annual · GAAP · USD millions
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By examining income statement figures across successive periods, users can identify shifts in Ohio Valley Banc's profitability and expense structure.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases73.33
Interest and Dividend Income, Securities, Operating9.08
Interest Income, Deposits with Financial Institutions2.46
Other Income0.37
Total Interest Income85.24
Interest Expense, Deposits25.41
Interest Expense, Long-term Debt and Capital Securities0.53
Total Interest Expense27.49
Net Interest Income57.75
Provision for loan losses3.05
Total Net Interest Income54.69
Fees and Commissions, Mortgage Banking and Servicing0.18
Noninterest Income, Other Operating Income1.66
Loss / Gain on Investment0.00
Other Non-Interest Income7.87
Total Non-interest Income8.97
Total Revenues63.66
Costs & Expenses
Salaries & employee benefits, SGA1.21
Depreciation & Amortization0.00
Foreclosed Real Estate Expense0.00
Communications, Occupancy and Information Technology2.02
Professional Fees1.80
Federal Deposit Insurance Corporation Premium Expense0.70
Other Noninterest Expense6.34
Other loss /-income32.15
Total Operating Expenses44.21
Total Costs & Expenses70.15
Income & Taxes
Income /-loss before income taxes19.45
Income taxes expenses/-benefit3.85
Income after income taxes15.60
Net income/-loss of other equity0.00
Income /-loss after income taxes15.60
Net Income/-loss15.60
Income/-loss to shareholder15.60
Earnings Per Share
Basic EPS (excl. extra items)3.31
Basic Net EPS3.31
Basic shares outstanding (Mill. of Units)4.71
Diluted Net EPS3.31
Diluted average shares (Mill. of Units)4.71
Dividend per share0.91
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About Ohio Valley Banc Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 13, 2026
  • Original filing: sec10k123125.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.