Oppfi Inc (OPFI) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Oppfi Inc's margins, operating leverage, and earnings trajectory.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases591.77
Other Interest and Dividend Income5.28
Other Income0.00
Total Interest Income597.05
Net Interest (-)Expense / Income0.00
Net Interest Income0.00
Provision for loan losses0.00
Total Net Interest Income0.00
Extinguishment of Debt0.00
Loss / Gain on Investment4.97
Other Non-Interest Income0.00
Total Non-interest Income0.22
Total Revenues0.22
Costs & Expenses
Salaries & employee benefits, SGA111.59
Restructuring, Accretion & impairment charges-1.45
Depreciation & Amortization5.16
Occupancy, Net-4.13
Professional Fees-20.10
Other loss /-income0.00
Total Operating Expenses266.12
Total Costs & Expenses278.55
Income & Taxes
Income /-loss before income taxes156.13
Income taxes expenses/-benefit9.89
Income after income taxes146.25
Net income/-loss of other equity0.00
Income /-loss after income taxes146.25
Stockholders Equity Attributable to Noncontrolling Interest119.92
Net Income/-loss146.25
Non-controlling interests119.92
Income/-loss to shareholder26.33
Earnings Per Share
Basic EPS (excl. extra items)0.99
Basic Net EPS0.99
Basic shares outstanding (Mill. of Units)26.51
Diluted Net EPS0.99
Diluted average shares (Mill. of Units)26.51
Dividend per share0.25
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About Oppfi Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 12, 2026
  • Original filing: opfi-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.