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Op Bancorp (OPBK) Annual Income Statement

Annual · GAAP · USD millions
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This page allows investors to track Op Bancorp's income statement performance across multiple reporting periods.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases136.87
InterestIncome Debt Securities Available For Sale Operating6.31
Other Interest and Dividend Income7.14
Total Interest Income150.33
Interest Expense, Deposits68.85
Interest Expense, Long-term Debt and Capital Securities0.28
Interest Expense, Borrowings0.00
Net Interest (-)Expense / Income-71.98
Net Interest Income78.35
Provision for loan losses3.58
Total Net Interest Income74.77
Revenue From Contract With Customer Excluding Assessed Tax3.20
Noninterest Income, Other2.78
Loss / Gain on Investment7.07
Other Non-Interest Income0.71
Total Non-interest Income16.33
Total Revenues91.10
Costs & Expenses
Salaries & employee benefits, SGA0.51
Communications, Occupancy and Information Technology6.76
Professional Fees and Commission1.79
Federal Deposit Insurance Corporation Premium Expense1.78
Other Noninterest Expense4.24
Other loss /-income40.69
Total Operating Expenses55.77
Total Costs & Expenses124.90
Income & Taxes
Income /-loss before income taxes35.33
Income taxes expenses/-benefit9.69
Income after income taxes25.64
Net income/-loss of other equity0.00
Income /-loss after income taxes25.64
Net Income/-loss25.64
Income/-loss to shareholder25.64
Earnings Per Share
Basic EPS (excl. extra items)1.72
Basic Net EPS1.72
Basic shares outstanding (Mill. of Units)14.87
Diluted Net EPS1.72
Diluted average shares (Mill. of Units)14.91
Dividend per share0.48
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About Op Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 13, 2026
  • Original filing: opbk-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.