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Ofg Bancorp (OFG) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Ofg Bancorp adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases629.94
Interest and Dividend Income, Securities, Operating35.01
Other Income115.99
Total Interest Income780.94
Interest Expense, Deposits152.75
Interest Expense, Securities Sold under Agreements to Repurchase2.77
Interest Expense, Subordinated Notes and Debentures0.00
Total Interest Expense172.47
Net Interest Income608.47
Provision for loan losses107.51
Total Net Interest Income500.95
Fees and Commissions, Mortgage Banking and Servicing19.13
Noninterest Income, Other1.64
Extinguishment of Debt0.00
Other Non-Interest Income102.21
Total Non-interest Income122.98
Total Revenues623.93
Costs & Expenses
Salaries & employee benefits, SGA178.20
Communications, Occupancy and Information Technology86.59
Professional Fees23.71
Supplies and Postage Expense4.15
Other Noninterest Expense11.23
Other loss /-income38.87
Total Operating Expenses389.81
Total Costs & Expenses545.33
Income & Taxes
Income /-loss before income taxes234.12
Income taxes expenses/-benefit29.01
Income after income taxes205.10
Net income/-loss of other equity0.00
Income /-loss after income taxes205.10
Net Income/-loss205.10
Preferred dividends0.00
Income/-loss to shareholder205.10
Earnings Per Share
Basic EPS (excl. extra items)4.60
Basic Net EPS4.60
Basic shares outstanding (Mill. of Units)44.55
Diluted Net EPS4.58
Diluted average shares (Mill. of Units)44.76
Dividend per share1.20
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About Ofg Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 25, 2026
  • Original filing: ofg-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.