Orange County Bancorp inc (OBT) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Orange County Bancorp inc adapts pricing, costs, and operating efficiency.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2020)
Revenues
Interest and Fee Income, Loans and Leases115.80
Interest and Dividend Income, Securities, Operating2.15
Interest Income, Federal Funds Sold and Securities Purchased under Agreements to Resell6.42
Other Income10.61
Total Interest Income134.98
Interest Expense, Deposits6.26
Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Short-term2.19
Interest Expense, Subordinated Notes and Debentures1.51
Interest Expense, Debt0.00
Total Interest Expense30.93
Net Interest Income104.06
Provision for loan losses7.75
Total Net Interest Income96.31
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions7.55
Other Non-interest Income2.54
Gain (Loss) on Disposition of Assets and Other Investments0.00
Other Non-Interest Income10.49
Total Non-interest Income23.15
Total Revenues119.46
Costs & Expenses
Salaries & employee benefits, SGA28.39
Depreciation & Amortization0.29
Communications, Occupancy and Information Technology12.94
Professional Fees and Commission6.19
Other Noninterest Expense4.97
Other loss /-income5.50
Total Operating Expenses67.90
Total Costs & Expenses77.85
Income & Taxes
Income /-loss before income taxes51.56
Income taxes expenses/-benefit9.94
Income after income taxes41.61
Income /-loss after income taxes41.61
Net Income/-loss41.61
Income/-loss to shareholder41.61
Earnings Per Share
Basic EPS (excl. extra items)3.33
Basic Net EPS3.33
Basic shares outstanding (Mill. of Units)12.51
Diluted Net EPS3.33
Diluted average shares (Mill. of Units)12.51
Dividend per share0.57
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About Orange County Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.