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Navient (NAVI) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Navient adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest Income, Operating1,903.00
Other Income1,205.00
Total Interest Income3,108.00
Net Interest (-)Expense / Income0.00
Net Interest Income519.00
Provision for loan losses280.00
Total Net Interest Income239.00
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment-30.00
Other Non-Interest Income121.00
Total Non-interest Income91.00
Total Revenues330.00
Costs & Expenses
Salaries & employee benefits, SGA149.00
Restructuring, Accretion & impairment charges17.00
Other Noninterest Expense272.00
Other loss /-income-1,122.00
Total Operating Expenses441.00
Total Costs & Expenses441.00
Income & Taxes
Income /-loss before income taxes-111.00
Income taxes expenses/-benefit-31.00
Income after income taxes-80.00
Income /-loss after income taxes-80.00
Net Income/-loss-80.00
Income/-loss to shareholder-80.00
Earnings Per Share
Basic EPS (excl. extra items)-0.81
Basic Net EPS-0.81
Basic shares outstanding (Mill. of Units)99.00
Diluted Net EPS-0.81
Diluted average shares (Mill. of Units)99.00
Dividend per share0.64
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About Navient Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 26, 2026
  • Original filing: navi-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.