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Navient (NAVI) Annual Cash Flow Statement

Annual · GAAP · USD millions
Access NAVI quarterly Cash Flow →
Observing cash flow movements over recent quarters helps explain how Navient adapts cash usage as operating conditions change.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
12 Months 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Operating Activities
Income-80.00
Depreciation & amortization0.00
Amortization of Other Assets0.00
Extraordinary Item, Gain (Loss), Insurance Assets, Accretion Expense0.00
Restructuring & Impairment Charges0.00
Provision For Loan Losses Expensed0.00
Inventories Decrease /-Increase0.00
R & D, Environmental and Other Expense0.00
Gain (Loss) on Disposition of Assets0.00
Share-based Compensation21.00
Income (Loss) from Equity Method Investments0.00
Increase (Decrease) in Restricted Cash for Operating Activities0.00
Gains Losses On Sales Of Loans And Securities Net-
Goodwill And Acquired Intangible Assets Impairment And Amortization Expense3.00
Provision For Loan Losses Expensed280.00
Income taxes0.00
Gain (Loss) on Disposition of Stock in Subsidiary0.00
Increase (Decrease) in Accrued Interest Receivable, Net76.00
Accounts Payable0.00
Increase (Decrease) in Interest Payable, Net-3.00
Deferred Revenue and Customer Advances and Deposits0.00
Prepaid Expense and Other Assets0.00
Other Working Capital20.00
Other Noncash Income (Expense)0.00
Other net0.00
Payments for (Proceeds from) Other Operating Activities124.00
Discontinued operations0.00
Net Cash flow from Operating Activities441.00
Investing Activities
Capital Expenditures0.00
Sale of Capital Items0.00
Proceeds from Sale and Maturity of Available-for-sale Securities0.00
Payments to Acquire Available-for-sale Securities0.00
Real Estate Investments0.00
Installment Payments Claims And Other-
Payments To Acquire Held To Maturity And Other Securities-
Proceeds From Sale And Maturity Of Held To Maturity And Other Securities-
Installment Payments-
Principal Payments On Education Loans5,182.00
Proceeds From Payments On Education Loans-
Disposal Of Subsidiaries Net Of Cash And Restricted Cash Disposed Of25.00
Increase (Decrease) in Restricted Cash0.00
Payments to Acquire Loans Held-for-investment-2,482.00
Payments for (Proceeds from) Deposits0.00
Proceeds from Sale and Maturity of Other Investments0.00
Payments for (Proceeds from) Federal Reserve and FHLB0.00
Payments to Acquire Businesses, Net of Cash Acquired0.00
Interest in Subsidiaries and Affiliates0.00
Sale of businesses0.00
Accounts payable0.00
Repayments of Accounts Receivable Securitization-5,345.00
Payments for (Proceeds from) Other Investing Activities-13.00
Other Net5,345.00
Discontinued operations0.00
Net Cash Flow from Investing Activities2,712.00
Financing Activities
Short-term debt Net176.00
Other borrowing transactions2,162.00
Long-term debt - borrowings495.00
Long-term debt - repayments-554.00
Federal Home Loan Bank and Federal Funds0.00
Issuances / -repurchases of Comm. Stock-111.00
Partnership and Parent Transactions0.00
Issuances / -repurchases of Pref. Stock0.00
Deposits, Annuities, Contract Holders Funds0.00
Other financing activities net0.00
Other net-8,827.00
Borrowings Collateralized By Loans In Trust Issued-
Borrowings Collateralized By Loans In Trust Repaid-
Asset Backed Financing Facilities Net Activity-
Ed Conduit Program Facility Net-
Retail And Other Deposits Net-
Non Cash Investing Activity From Student Loans And Other Assets Acquired-
Non Cash Operating Activity Other Assets Acquired And Other Liabilities Assumed Net-
Non Cash Financing Activity Borrowings Assumed In Acquisition Of Student Loans And Other Assets-
Restricted Cash And Cash Equivalents1,467.00
Non Cash Investing Activity Held To Maturity Asset Backed Securities Retained Related To Sales Of Education Loans-
Non Cash Operating Activity Servicing Assets Recognized Upon Sales Of Education Loans-
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents2,103.00
Payments of Ordinary Dividends, Preferred Stock and Preference Stock0.00
Dividends paid-63.00
Net Cash Flow from Financing Activities-3,152.00
Effect of exchange rate on cash flow0.00
Discontinued operations0.00
Free Cash Flow441.00
Total Cash Flow1.00
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About Navient Corp Annual Cash Flow Statement

What this statement shows

This page presents issuer-reported cash flow data, including operating, investing, financing, net, and free cash flow, as disclosed in SEC 10-K filings and normalized by CSIMarket.

Source & verification

  • Form: 10-K (Period: 20251231)
  • Filed with the SEC: February 26, 2026
  • Source: navi-20251231.htm

Last updated

  • Page updated:
  • Data lineage: SEC filings - XBRL extraction - normalization in the CSIMarket.com database.
  • Accession: 0001193125-26-076753

Figures are derived from filed reports and may be restated. Historical data is subject to revision.

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