Midland States Bancorp Inc (MSBI) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Midland States Bancorp Inc's margins, operating leverage, and earnings trajectory.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases Held-for-sale5.23
Interest and Dividend Income, Securities, Operating65.00
Interest Income, Federal Funds Sold3.09
Other Income295.12
Total Interest Income368.44
Interest Expense, Deposits124.27
Interest Expense, Short-term Borrowings2.81
Interest Expense, Long-term Debt and Capital Securities4.55
Net Interest (-)Expense / Income-131.63
Net Interest Income236.80
Provision for loan losses-0.70
Total Net Interest Income176.96
Gain Loss On Sale Of Notes Receivable23.05
Other Non-interest Income8.50
Other Non-Interest Income42.01
Total Non-interest Income88.18
Total Revenues265.14
Costs & Expenses
Salaries & employee benefits, SGA5.86
Restructuring, Accretion & impairment charges153.98
Depreciation & Amortization3.22
Communications, Occupancy and Information Technology45.20
Professional Fees9.87
Federal Deposit Insurance Corporation Premium Expense8.14
Other Noninterest Expense12.38
Other loss /-income136.78
Total Operating Expenses380.00
Total Costs & Expenses511.64
Income & Taxes
Income /-loss before income taxes-114.87
Income taxes expenses/-benefit9.41
Income after income taxes-124.28
Net income/-loss of other equity0.00
Income /-loss after income taxes-124.28
Net Income/-loss-124.28
Income/-loss to shareholder-133.73
Earnings Per Share
Basic EPS (excl. extra items)-6.12
Basic Net EPS-6.12
Basic shares outstanding (Mill. of Units)21.83
Diluted Net EPS-6.12
Diluted average shares (Mill. of Units)21.83
Dividend per share1.26
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About Midland States Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 2, 2026
  • Original filing: msbi-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.