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Kentucky First Federal Bancorp (KFFB) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Kentucky First Federal Bancorp generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Jun 30 2025)
2025 		(Jun 30 2024) (Jun 30 2023) (Jun 30 2022) (Jun 30 2021)
Revenues
Interest and Fee Income, Loans and Leases17.74
Interest and Dividend Income, Securities, Operating19.24
Interest Income, Other Domestic Deposits1.19
Other Interest and Dividend Income0.00
Total Interest Income0.00
Interest Expense, Deposits8.15
Interest Expense, Borrowings2.75
Net Interest (-)Expense / Income0.00
Net Interest Income8.34
Provision for loan losses0.04
Total Net Interest Income8.30
Service Fees, Investment Banking, Brokerage and Other Transactions0.05
Other Non-interest Income0.50
Gain (Loss) on Disposition of Assets and Other Investments0.20
Loss / Gain on Investment0.20
Other Non-Interest Income0.00
Total Non-interest Income0.50
Total Revenues0.00
Costs & Expenses
Salaries & employee benefits, SGA5.03
Restructuring, Accretion & impairment charges13.60
Other Operating Costs0.04
Depreciation & Amortization0.20
Foreclosed Real Estate Expense0.09
Communications, Occupancy and Information Technology1.36
Professional Fees0.35
Federal Deposit Insurance Corporation Premium Expense0.25
Other Noninterest Expense0.74
Other loss /-income0.00
Total Operating Expenses8.56
Total Costs & Expenses0.00
Income & Taxes
Income /-loss before income taxes0.24
Income taxes expenses/-benefit0.06
Income after income taxes0.18
Net income/-loss of other equity0.00
Income /-loss after income taxes181.00
Net Income/-loss181.00
Income/-loss to shareholder181.00
Earnings Per Share
Basic EPS (excl. extra items)0.02
Basic Net EPS0.02
Basic shares outstanding (Mill. of Units)8.10
Diluted Net EPS0.02
Diluted average shares (Mill. of Units)8.10
Dividend per share0.00
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About Kentucky First Federal Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.