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If Bancorp Inc (IROQ) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how If Bancorp Inc generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Jun 30 2025)
2025 		(Jun 30 2024) (Jun 30 2023) (Jun 30 2022) (Jun 30 2021)
Revenues
Interest and Fee Income, Loans and Leases37.63
Interest and Dividend Income, Securities, Operating0.09
Interest Income, Deposits with Financial Institutions0.21
Other Income5.49
Total Interest Income43.42
Interest Expense, Deposits17.87
Interest Expense, Borrowings0.53
Net Interest (-)Expense / Income-22.60
Net Interest Income20.81
Provision for loan losses-0.70
Total Net Interest Income21.52
Service Fees, Investment Banking, Brokerage and Other Transactions0.87
Revenue From Contract With Customer Excluding Assessed Tax0.48
Other Non-interest Income1.66
Loss / Gain on Investment-0.01
Other Non-Interest Income-2.88
Total Non-interest Income4.94
Total Revenues26.46
Costs & Expenses
Salaries & employee benefits, SGA13.20
Occupancy, Net1.07
Professional Fees0.52
Federal Deposit Insurance Corporation Premium Expense0.48
Other Non-interest Expense1.73
Other loss /-income3.54
Total Operating Expenses20.54
Total Costs & Expenses39.10
Income & Taxes
Income /-loss before income taxes5.92
Income taxes expenses/-benefit1.61
Income after income taxes4.30
Income /-loss after income taxes4.30
Net Income/-loss4.30
Income/-loss to shareholder4.30
Earnings Per Share
Basic EPS (excl. extra items)1.37
Basic Net EPS1.37
Basic shares outstanding (Mill. of Units)3.15
Diluted Net EPS1.37
Diluted average shares (Mill. of Units)3.15
Dividend per share0.41
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About If Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: September 11, 2025
  • Original filing: d91512d10k.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.