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Independent Bank (INDB) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Independent Bank's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases922.23
Interest Income, Securities, Operating, Taxable79.27
Interest Income, Federal Funds Sold19.77
Other Income1.14
Total Interest Income1,022.40
Interest Expense, Deposits274.40
Interest Expense, Borrowings39.17
Total Interest Expense313.57
Net Interest Income708.83
Provision for loan losses65.47
Total Net Interest Income643.36
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions50.05
Other Non-interest Income26.02
Other Non-Interest Income64.13
Total Non-interest Income148.69
Total Revenues792.05
Costs & Expenses
Salaries & employee benefits, SGA287.50
Restructuring, Accretion & impairment charges39.64
Communications, Occupancy and Information Technology57.60
Professional Fees6.61
Federal Deposit Insurance Corporation Premium Expense12.50
Other Noninterest Expense65.24
Other loss /-income36.58
Total Operating Expenses529.88
Total Costs & Expenses845.42
Income & Taxes
Income /-loss before income taxes262.17
Income taxes expenses/-benefit57.05
Income after income taxes205.12
Net income/-loss of other equity0.00
Income /-loss after income taxes205.12
Net Income/-loss205.12
Income/-loss to shareholder205.12
Earnings Per Share
Basic EPS (excl. extra items)4.44
Basic Net EPS4.44
Basic shares outstanding (Mill. of Units)46.17
Diluted Net EPS4.44
Diluted average shares (Mill. of Units)46.19
Dividend per share2.36
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About Independent Bank Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: indb-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.