First Internet Bancorp (INBK) Annual Income Statement

Annual · GAAP · USD millions
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From First Internet Bancorp through Dec 31 2021, changes in Dec 31 2025's revenue and cost structure provide insight into profitability trends.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases259.84
Interest and Dividend Income, Securities, Operating2.62
Other Income57.70
Total Interest Income320.16
Interest Expense, Deposits188.39
Interest Expense, Borrowings18.01
Net Interest (-)Expense / Income-206.40
Net Interest Income113.76
Provision for loan losses71.92
Total Net Interest Income41.45
Revenue From Contract With Customer Including Assessed Tax1.37
Noninterest Income, Other Operating Income6.40
Gain (Loss) on Disposition of Assets and Other Investments0.00
Other Non-Interest Income-5.05
Total Non-interest Income2.71
Total Revenues44.16
Costs & Expenses
Salaries & employee benefits, SGA2.48
Communications, Occupancy and Information Technology13.67
Professional Fees and Commission4.33
Federal Deposit Insurance Corporation Premium Expense6.11
Other Noninterest Expense8.05
Other loss /-income60.39
Total Operating Expenses95.03
Total Costs & Expenses301.42
Income & Taxes
Income /-loss before income taxes-50.87
Income taxes expenses/-benefit-15.70
Income after income taxes-35.17
Net income/-loss of other equity0.00
Income /-loss after income taxes-35.17
Net Income/-loss-35.17
Income/-loss to shareholder-35.17
Earnings Per Share
Basic EPS (excl. extra items)-4.03
Basic Net EPS-4.03
Basic shares outstanding (Mill. of Units)8.73
Diluted Net EPS-4.03
Diluted average shares (Mill. of Units)8.73
Dividend per share0.24
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About First Internet Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 11, 2026
  • Original filing: inbk-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.