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International Bancshares (IBOC) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how International Bancshares adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases699.87
Interest and Dividend Income, Securities, Operating5.96
Other Interest and Dividend Income15.88
Other Income164.57
Total Interest Income886.27
Interest Expense, Deposits105.25
Interest Expense, Securities Sold under Agreements to Repurchase18.96
Interest Expense, Junior Subordinated Debentures6.72
Total Interest Expense213.85
Net Interest Income672.42
Provision for loan losses15.09
Total Net Interest Income657.33
Other Revenue Expense From Real Estate Operations2.39
Revenue From Contract With Customer Excluding Assessed Tax74.32
Other Non-interest Income19.08
Other Non-Interest Income73.97
Total Non-interest Income169.75
Total Revenues827.08
Costs & Expenses
Salaries & employee benefits, SGA153.34
Depreciation & Amortization23.35
Communications, Occupancy and Information Technology29.71
Professional Fees13.58
Federal Deposit Insurance Corporation Premium Expense7.15
Other Noninterest Expense49.28
Other loss /-income30.31
Total Operating Expenses306.72
Total Costs & Expenses437.65
Income & Taxes
Income /-loss before income taxes520.36
Income taxes expenses/-benefit108.07
Income after income taxes412.29
Net income/-loss of other equity0.00
Income /-loss after income taxes412.29
Net Income/-loss412.29
Income/-loss to shareholder412.29
Earnings Per Share
Basic EPS (excl. extra items)6.63
Basic Net EPS6.63
Basic shares outstanding (Mill. of Units)62.17
Diluted Net EPS6.62
Diluted average shares (Mill. of Units)62.26
Dividend per share1.40
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About International Bancshares Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.