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German American Bancorp Inc (GABC) Annual Income Statement

Annual · GAAP · USD millions
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From German American Bancorp Inc through Dec 31 2021, changes in Dec 31 2025's revenue and cost structure provide insight into profitability trends.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases358.60
Interest Income, Securities, Operating, Tax Exempt13.63
Other Income47.86
Total Interest Income420.09
Interest Expense, Domestic Deposits115.09
Interest Expense, Borrowings10.87
Total Interest Expense125.96
Net Interest Income294.13
Provision for loan losses19.43
Total Net Interest Income274.71
Revenue From Contract With Customer Excluding Assessed Tax16.81
Other Non-interest Income8.76
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment4.51
Other Non-Interest Income37.24
Total Non-interest Income67.31
Total Revenues342.02
Costs & Expenses
Salaries & employee benefits, SGA5.15
Depreciation & Amortization10.15
Communications, Occupancy and Information Technology19.63
Professional Fees10.42
Federal Deposit Insurance Corporation Premium Expense3.80
Other Noninterest Expense27.48
Other loss /-income125.32
Total Operating Expenses201.95
Total Costs & Expenses327.91
Income & Taxes
Income /-loss before income taxes140.07
Income taxes expenses/-benefit27.44
Income after income taxes112.64
Net income/-loss of other equity0.00
Income /-loss after income taxes112.64
Net Income/-loss112.64
Income/-loss to shareholder112.64
Earnings Per Share
Basic EPS (excl. extra items)3.06
Basic Net EPS3.06
Basic shares outstanding (Mill. of Units)36.80
Diluted Net EPS3.06
Diluted average shares (Mill. of Units)36.80
Dividend per share1.16
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About German American Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 26, 2026
  • Original filing: gabc-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.