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Five Star Bancorp (FSBC) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Five Star Bancorp generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases229.21
Interest and Dividend Income, Securities, Operating0.67
Interest Income, Deposits with Financial Institutions17.42
Other Income1.63
Total Interest Income248.93
Interest Expense, Deposits92.38
Interest Expense, Other Short-term Borrowings0.00
Interest Expense, Subordinated Notes and Debentures4.65
Total Interest Expense97.03
Net Interest Income151.91
Provision for loan losses9.70
Total Net Interest Income142.21
Other Non-interest Income1.24
Other Non-Interest Income5.30
Total Non-interest Income6.54
Total Revenues148.74
Costs & Expenses
Salaries & employee benefits, SGA37.89
Communications, Occupancy and Information Technology2.78
Professional Fees3.72
Federal Deposit Insurance Corporation Premium Expense1.95
Other Noninterest Expense7.95
Other loss /-income9.30
Total Operating Expenses65.01
Total Costs & Expenses162.04
Income & Taxes
Income /-loss before income taxes83.73
Income taxes expenses/-benefit22.13
Income after income taxes61.61
Net income/-loss of other equity0.00
Income /-loss after income taxes61.61
Net Income/-loss61.61
Income/-loss to shareholder61.61
Earnings Per Share
Basic EPS (excl. extra items)2.90
Basic Net EPS2.90
Basic shares outstanding (Mill. of Units)21.22
Diluted Net EPS2.90
Diluted average shares (Mill. of Units)21.27
Dividend per share0.80
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About Five Star Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: fsbc-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.