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Franklin Financial Services (FRAF) Annual Income Statement

Annual · GAAP · USD millions
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This page allows investors to track Franklin Financial Services's income statement performance across multiple reporting periods.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases Held-in-portfolio87.23
Interest and Dividend Income, Securities, Operating18.72
Interest Income, Domestic Deposits7.64
Other Income0.78
Total Interest Income114.37
Interest Expense, Short-term Borrowing1.28
Total Interest Expense44.73
Net Interest Income69.65
Provision for loan losses2.90
Total Net Interest Income66.75
Investment Banking Revenue0.00
Other Non-interest Income0.96
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment0.67
Other Non-Interest Income-18.54
Total Non-interest Income19.18
Total Revenues85.92
Costs & Expenses
Salaries & employee benefits, SGA26.20
Communications, Occupancy and Information Technology4.78
Professional Fees2.52
Federal Deposit Insurance Corporation Premium Expense1.98
Other Noninterest Expense4.71
Other loss /-income9.77
Total Operating Expenses59.66
Total Costs & Expenses67.12
Income & Taxes
Income /-loss before income taxes26.27
Income taxes expenses/-benefit5.04
Income after income taxes21.23
Income /-loss after income taxes21.23
Net Income/-loss21.23
Income/-loss to shareholder21.23
Earnings Per Share
Basic EPS (excl. extra items)4.76
Basic Net EPS4.76
Basic shares outstanding (Mill. of Units)4.46
Diluted Net EPS4.74
Diluted average shares (Mill. of Units)4.48
Dividend per share1.31
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About Franklin Financial Services Corp Pa Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.