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Finward Bancorp (FNWD) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Finward Bancorp adapts pricing, costs, and operating efficiency.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases Held-in-portfolio80.34
Interest and Dividend Income, Securities, Operating7.82
Other Interest and Dividend Income3.61
Total Interest Income91.76
Interest Expense, Deposits31.43
Interest Expense, Short-term Borrowing2.16
Interest Expense, Borrowings0.00
Net Interest (-)Expense / Income-35.02
Net Interest Income56.74
Provision for loan losses-0.21
Total Net Interest Income56.95
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions2.73
Noninterest Income, Other0.12
Gain (Loss) on Disposition of Assets and Other Investments-0.06
Loss / Gain on Investment0.00
Other Non-Interest Income-4.67
Total Non-interest Income9.30
Total Revenues66.25
Costs & Expenses
Salaries & employee benefits, SGA0.79
Restructuring, Accretion & impairment charges0.00
Occupancy, Net8.16
Professional Fees4.23
Federal Deposit Insurance Corporation Premium Expense1.72
Other Noninterest Expense6.62
Other loss /-income36.62
Total Operating Expenses58.14
Total Costs & Expenses93.80
Income & Taxes
Income /-loss before income taxes8.11
Income taxes expenses/-benefit0.02
Income after income taxes8.09
Income /-loss after income taxes8.09
Net Income/-loss8.09
Income/-loss to shareholder8.09
Earnings Per Share
Basic EPS (excl. extra items)1.89
Basic Net EPS1.89
Basic shares outstanding (Mill. of Units)4.27
Diluted Net EPS1.88
Diluted average shares (Mill. of Units)4.29
Dividend per share0.36
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About Finward Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 25, 2026
  • Original filing: fnwd-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.