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Farmers And Merchants Bancshares Inc (FMFG) Annual Income Statement

Annual · GAAP · USD millions
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From Farmers And Merchants Bancshares Inc through Dec 31 2021, changes in Dec 31 2025's revenue and cost structure provide insight into profitability trends.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases36.06
Interest and Dividend Income, Securities, Operating0.62
Other Income5.67
Total Interest Income42.36
Interest Expense, Deposits16.46
Interest Expense, Securities Sold under Agreements to Repurchase0.06
Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term0.60
Total Interest Expense17.97
Net Interest Income24.39
Provision for loan losses0.70
Total Net Interest Income23.69
Fees and Commissions, Mortgage Banking and Servicing0.16
Revenue From Contract With Customer Including Assessed Tax0.69
Bank Owned Life Insurance Income0.42
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment0.09
Other Non-Interest Income-1.16
Total Non-interest Income1.98
Total Revenues25.67
Costs & Expenses
Salaries & employee benefits, SGA8.72
Restructuring, Accretion & impairment charges0.05
Real Estate, Other Assets Expense0.00
Occupancy, Net1.17
Professional Fees and Commission0.74
Federal Deposit Insurance Corporation Premium Expense0.58
Other Noninterest Expense2.13
Other loss /-income2.74
Total Operating Expenses18.30
Total Costs & Expenses35.41
Income & Taxes
Income /-loss before income taxes7.37
Income taxes expenses/-benefit1.61
Income after income taxes5.77
Net income/-loss of other equity0.00
Income /-loss after income taxes5.77
Net Income/-loss5.77
Income/-loss to shareholder5.77
Earnings Per Share
Basic EPS (excl. extra items)1.81
Basic Net EPS1.81
Basic shares outstanding (Mill. of Units)3.19
Diluted Net EPS1.81
Diluted average shares (Mill. of Units)3.19
Dividend per share0.00
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About Farmers and Merchants Bancshares Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.