F and m Bank (FMBM) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on F and m Bank's margins, operating leverage, and earnings trajectory.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases0.14
Interest Income, Federal Funds Sold2.31
Other Income65.30
Total Interest Income67.75
Interest Expense, Deposits25.62
Interest Expense, Short-term Borrowing0.01
Total Interest Expense26.22
Net Interest Income41.53
Provision for loan losses2.70
Total Net Interest Income38.83
Fees and Commissions1.94
Bank Owned Life Insurance Income0.79
Loss / Gain on Investment0.24
Other Non-Interest Income1.99
Total Non-interest Income11.17
Total Revenues50.00
Costs & Expenses
Salaries & employee benefits, SGA15.99
Restructuring, Accretion & impairment charges0.00
Unusual Expense /-Income2.14
Occupancy, Net1.54
Professional Fees and Commission0.00
Federal Deposit Insurance Corporation Premium Expense0.94
Other loss /-income7.43
Total Operating Expenses37.02
Total Costs & Expenses63.24
Income & Taxes
Income /-loss before income taxes12.98
Income taxes expenses/-benefit1.75
Income after income taxes11.23
Net income/-loss of other equity0.00
Income /-loss after income taxes11.23
Net Income/-loss11.23
Income/-loss to shareholder11.23
Earnings Per Share
Basic EPS (excl. extra items)0.00
Basic Net EPS0.00
Basic shares outstanding (Mill. of Units)3.55
Diluted Net EPS3.16
Diluted average shares (Mill. of Units)3.55
Dividend per share1.04
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About F andM Bank Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 27, 2026
  • Original filing: fmbm_10k.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.