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Farmers and Merchants Bancorp Inc (FMAO) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Farmers and Merchants Bancorp Inc generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases158.61
Interest and Dividend Income, Securities, Operating10.29
Other Income4.64
Total Interest Income173.54
Interest Expense, Deposits58.18
Interest Expense, Federal Funds Purchased and Securities Sold under Agreements to Repurchase1.04
Interest Expense, Long-term Debt and Capital Securities1.14
Net Interest (-)Expense / Income-69.25
Net Interest Income104.29
Provision for loan losses2.60
Total Net Interest Income102.20
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets2.88
Revenue From Contract With Customer Excluding Assessed Tax1.42
Bank Owned Life Insurance Income1.37
Gain (Loss) on Disposition of Assets and Other Investments-0.04
Loss / Gain on Investment1.29
Other Non-Interest Income4.26
Total Non-interest Income17.14
Total Revenues119.34
Costs & Expenses
Salaries & employee benefits, SGA5.94
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology4.43
Professional Fees1.93
Federal Deposit Insurance Corporation Premium Expense1.72
Other loss /-income53.47
Total Operating Expenses76.81
Total Costs & Expenses137.17
Income & Taxes
Income /-loss before income taxes42.53
Income taxes expenses/-benefit9.22
Income after income taxes33.31
Net income/-loss of other equity0.00
Income /-loss after income taxes33.31
Net Income/-loss33.31
Income/-loss to shareholder33.31
Earnings Per Share
Basic EPS (excl. extra items)2.43
Basic Net EPS2.43
Basic shares outstanding (Mill. of Units)13.56
Diluted Net EPS2.43
Diluted average shares (Mill. of Units)13.56
Dividend per share0.90
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About Farmers and Merchants Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: fmao-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.