First Guaranty Bancshares Inc (FGBI) Annual Income Statement

Annual · GAAP · USD millions
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Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases Held-in-portfolio158.61
Interest and Dividend Income, Securities, Operating25.03
Interest Income, Deposits with Financial Institutions29.64
Total Interest Income213.28
Interest Expense, Deposits65.92
Interest Expense, Borrowings10.83
Net Interest (-)Expense / Income-126.34
Net Interest Income86.94
Provision for loan losses81.73
Total Net Interest Income5.21
Noninterest Income, Other Operating Income2.75
Gain (Loss) on Disposition of Assets and Other Investments-0.52
Loss / Gain on Investment0.00
Other Non-Interest Income6.25
Total Non-interest Income8.48
Total Revenues13.69
Costs & Expenses
Salaries & employee benefits, SGA30.47
Restructuring, Accretion & impairment charges12.90
Occupancy, Net10.28
Other Noninterest Expense28.60
Total Operating Expenses82.25
Total Costs & Expenses159.00
Income & Taxes
Income /-loss before income taxes-68.56
Income taxes expenses/-benefit-12.54
Income after income taxes-56.02
Net income/-loss of other equity0.00
Income /-loss after income taxes-56.02
Net Income/-loss-56.02
Preferred dividends2.33
Income/-loss to shareholder-58.35
Earnings Per Share
Basic EPS (excl. extra items)-4.17
Basic Net EPS-4.17
Basic shares outstanding (Mill. of Units)13.99
Diluted Net EPS-4.17
Diluted average shares (Mill. of Units)13.99
Dividend per share0.04
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About First Guaranty Bancshares Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 31, 2026
  • Original filing: fgbi-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.