First Commonwealth Financial (FCF) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how First Commonwealth Financial adapts pricing, costs, and operating efficiency.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases572.71
Interest and Dividend Income, Securities, Operating54.62
Interest Income, Deposits with Financial Institutions2.65
Other Income2.70
Total Interest Income632.69
Interest Expense, Deposits190.07
Interest Expense, Short-term Borrowings3.49
Interest Expense, Long-term Debt and Capital Securities7.36
Interest Expense, Other0.16
Total Interest Expense206.60
Net Interest Income426.09
Provision for loan losses36.73
Total Net Interest Income389.36
Insurance Commissions and Fees12.65
Other Non-interest Income9.60
Loss / Gain on Investment7.30
Other Non-Interest Income67.27
Total Non-interest Income96.82
Total Revenues486.19
Costs & Expenses
Salaries & employee benefits, SGA6.45
Restructuring, Accretion & impairment charges4.38
Depreciation & Amortization5.50
Communications, Occupancy and Information Technology20.71
Professional Fees6.89
Federal Deposit Insurance Corporation Premium Expense6.12
Other Noninterest Expense38.20
Other loss /-income199.16
Total Operating Expenses294.83
Total Costs & Expenses495.91
Income & Taxes
Income /-loss before income taxes191.36
Income taxes expenses/-benefit39.06
Income after income taxes152.30
Net income/-loss of other equity0.00
Income /-loss after income taxes152.30
Net Income/-loss152.30
Income/-loss to shareholder152.30
Earnings Per Share
Basic EPS (excl. extra items)1.48
Basic Net EPS1.48
Basic shares outstanding (Mill. of Units)103.22
Diluted Net EPS1.47
Diluted average shares (Mill. of Units)103.52
Dividend per share0.54
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About First Commonwealth Financial Corp pa Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 2, 2026
  • Original filing: fcf-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.