1st Constitution Bancorp (FCCY) Annual Income Statement

Annual · GAAP · USD millions
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From 1st Constitution Bancorp through Dec 31 2016, changes in Dec 31 2020's revenue and cost structure provide insight into profitability trends.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2020)
2020
(Dec 31 2019) (Dec 31 2018) (Dec 31 2017) (Dec 31 2016)
Revenues
Interest and Fee Income, Loans and Leases63.81
Interest and Dividend Income, Securities, Operating5.23
Interest Income, Federal Funds Sold0.11
Total Interest Income69.15
Interest Expense, Deposits9.98
Interest Expense, Subordinated Notes and Debentures0.66
Interest Expense, Borrowings0.00
Total Interest Expense10.64
Net Interest Income58.50
Provision for loan losses6.70
Total Net Interest Income51.81
Fees and Commissions, Depositor Accounts0.00
Revenue From Contract With Customer Excluding Assessed Tax0.60
Other Non-interest Income2.89
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment10.33
Other Non-Interest Income0.00
Total Non-interest Income14.64
Total Revenues66.45
Costs & Expenses
Salaries & employee benefits, SGA26.68
Restructuring, Accretion & impairment charges0.06
Other Operating Costs0.00
Depreciation & Amortization0.00
Foreclosed Real Estate Expense0.07
Communications, Occupancy and Information Technology6.65
Professional Fees and Commission0.00
Equipment, Postage and Supplies Net0.00
Federal Deposit Insurance Corporation Premium Expense0.82
Other Noninterest Expense7.48
Total Operating Expenses41.76
Total Costs & Expenses52.40
Income & Taxes
Income /-loss before income taxes24.69
Income taxes expenses/-benefit6.61
Income after income taxes18.09
Net income/-loss of other equity0.00
Income /-loss after income taxes18.09
Net Income/-loss18.09
Income/-loss to shareholder18.09
Earnings Per Share
Basic EPS (excl. extra items)1.77
Basic Net EPS1.77
Basic shares outstanding (Mill. of Units)10.22
Diluted Net EPS1.76
Diluted average shares (Mill. of Units)10.26
Dividend per share0.36
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About FCCY Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: n/a

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.