Esquire Financial Holdings inc (ESQ) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Esquire Financial Holdings inc's margins, operating leverage, and earnings trajectory.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases119.58
InterestIncome Debt Securities Available For Sale Operating12.60
Interest Income, Securities Purchased under Agreements to Resell0.00
Interest Income, Deposits with Financial Institutions7.24
Total Interest Income139.42
Interest Expense, Deposits0.28
Interest Expense, Borrowings0.00
Total Interest Expense17.94
Net Interest Income121.48
Provision for loan losses9.68
Total Net Interest Income111.81
Principal Transactions Revenue, Net1.44
Revenue From Contract With Customer Excluding Assessed Tax0.00
Market Data Revenue3.00
Noninterest Income, Other20.22
Other Non-Interest Income0.43
Total Non-interest Income25.08
Total Revenues136.89
Costs & Expenses
Salaries & employee benefits, SGA3.61
Communications, Occupancy and Information Technology6.56
Professional Fees5.50
Federal Deposit Insurance Corporation Premium Expense1.12
Other Noninterest Expense3.68
Other loss /-income50.77
Total Operating Expenses71.23
Total Costs & Expenses71.52
Income & Taxes
Income /-loss before income taxes65.65
Income taxes expenses/-benefit14.83
Income after income taxes50.82
Net income/-loss of other equity0.00
Income /-loss after income taxes50.82
Net Income/-loss50.82
Income/-loss to shareholder50.82
Earnings Per Share
Basic EPS (excl. extra items)6.30
Basic Net EPS6.30
Basic shares outstanding (Mill. of Units)8.06
Diluted Net EPS5.87
Diluted average shares (Mill. of Units)8.66
Dividend per share0.70
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About Esquire Financial Holdings Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.