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Ecb Bancorp Inc (ECBK) Annual Income Statement

Annual · GAAP · USD millions
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The income statement data below highlights shifts in Ecb Bancorp Inc's operating performance over recent quarters.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022)
Revenues
Interest and Fee Income, Loans and Leases69.09
Interest and Dividend Income, Securities, Operating4.01
Interest Income, Domestic Deposits0.00
Interest Income, Deposits with Financial Institutions0.12
Other Income4.97
Total Interest Income78.18
Interest Expense, Deposits37.06
Interest Expense, Federal Funds Purchased0.00
Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term9.20
Net Interest (-)Expense / Income-46.26
Net Interest Income31.92
Provision for loan losses1.53
Total Net Interest Income30.38
Revenue From Contract With Customer Excluding Assessed Tax0.60
Other Non-interest Income0.12
Loss / Gain on Investment0.13
Other Non-Interest Income0.03
Total Non-interest Income1.33
Total Revenues31.71
Costs & Expenses
Salaries & employee benefits, SGA0.64
Communications, Occupancy and Information Technology1.10
Professional Fees and Commission1.37
Federal Deposit Insurance Corporation Premium Expense0.88
Other Noninterest Expense1.62
Other loss /-income15.72
Total Operating Expenses21.33
Total Costs & Expenses67.59
Income & Taxes
Income /-loss before income taxes10.38
Income taxes expenses/-benefit2.61
Income after income taxes7.77
Net income/-loss of other equity0.00
Income /-loss after income taxes7.77
Net Income/-loss7.77
Income/-loss to shareholder7.77
Earnings Per Share
Basic EPS (excl. extra items)0.96
Basic Net EPS0.96
Basic shares outstanding (Mill. of Units)8.10
Diluted Net EPS0.94
Diluted average shares (Mill. of Units)8.31
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About Ecb Bancorp Inc Md Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.