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Discover Financial Services (DFS) Annual Income Statement

Annual · GAAP · USD millions
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Observing income statement movements over recent quarters helps explain how Discover Financial Services adapts pricing, costs, and operating efficiency.
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Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2024)
2024 		(Dec 31 2023) (Dec 31 2022) (Dec 31 2021) (Dec 31 2020)
Revenues
Interest and Fee Income, Loans and Leases2,729.00
Interest and Dividend Income, Securities, Operating521.00
Other Interest and Dividend Income661.00
Other Income16,109.00
Total Interest Income20,020.00
Interest Expense, Deposits4,772.00
Interest Expense, Long-term Debt19.00
Total Interest Expense5,724.00
Net Interest Income14,296.00
Provision for loan losses4,911.00
Total Net Interest Income9,385.00
Noninterest Income, Other763.00
Loss / Gain on Investment0.00
Other Non-Interest Income2,851.00
Total Non-interest Income3,614.00
Total Revenues12,999.00
Costs & Expenses
Salaries & employee benefits, SGA1,070.00
Communications, Occupancy and Information Technology93.00
Professional Fees1,274.00
Other Noninterest Expense929.00
Total noninterest revenues3,559.00
Total Operating Expenses6,925.00
Total Costs & Expenses11,716.00
Income & Taxes
Income /-loss before income taxes6,074.00
Income taxes expenses/-benefit1,539.00
Income after income taxes4,446.00
Net income/-loss of other equity-89.00
Income /-loss after income taxes4,446.00
Net Income/-loss4,446.00
Income/-loss to shareholder4,446.00
Earnings Per Share
Basic EPS (excl. extra items)17.72
Basic Net EPS17.72
Basic shares outstanding (Mill. of Units)251.00
Diluted Net EPS17.72
Diluted average shares (Mill. of Units)251.00
Dividend per share3.07
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About Discover Financial Services Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 20, 2025
  • Original filing: dfs-20241231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.