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Customers Bancorp Inc (CUBI) Annual Income Statement

Annual · GAAP · USD millions
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The income statement data below highlights shifts in Customers Bancorp Inc's operating performance over recent quarters.
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Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
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Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases1,024.76
Interest and Dividend Income, Securities, Operating139.79
Other Interest and Dividend Income8.06
Other Income186.98
Total Interest Income1,359.59
Interest Expense, Deposits539.13
Interest Expense, Short-term Borrowing51.95
Interest Expense, Long-term Debt and Capital Securities13.05
Total Interest Expense609.10
Net Interest Income750.49
Provision for loan losses97.96
Total Net Interest Income652.53
Service Fees, Investment Banking, Brokerage and Other Transactions0.00
Operating LeaseLease Income47.45
Revenue From Contract With Customer Including Assessed Tax0.00
Other Non-interest Income22.18
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment0.00
Other Non-Interest Income-42.99
Total Non-interest Income67.82
Total Revenues720.35
Costs & Expenses
Salaries & employee benefits, SGA2.44
Restructuring, Accretion & impairment charges0.00
Unusual Expense /-Income0.00
Communications, Occupancy and Information Technology15.62
Professional Fees and Commission50.38
Other Noninterest Expense34.58
Other loss /-income328.91
Total Operating Expenses431.92
Total Costs & Expenses1,074.39
Income & Taxes
Income /-loss before income taxes288.43
Income taxes expenses/-benefit64.34
Income after income taxes213.89
Net income/-loss of other equity-10.20
Income /-loss after income taxes213.89
Discontinued Operations0.00
Net Income/-loss213.89
Preferred dividends4.71
Income/-loss to shareholder209.18
Earnings Per Share
Basic EPS (excl. extra items)6.46
Extraordinary items0.00
Basic Net EPS6.46
Basic shares outstanding (Mill. of Units)32.39
Diluted Net EPS6.26
Diluted average shares (Mill. of Units)33.44
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About Customers Bancorp Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: cubi-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.