Conn's Inc. is a specialty retailer of furniture, appliances, mattresses, and consumer electronics, offering both in-store and online shopping. Conn's Inc. operates through retail locations and a direct-to-consumer network. The company divides its business into two segments, retail and credit.
Retail Segment: Under the retail segment, Conn's Inc. offers the following products:
1. Home appliances: Conn's Inc. carries a wide range of home appliances, including refrigerators, cooking ranges, dishwashers, microwaves, and washers and dryers. There is an option for customers to choose from top brands, such as Samsung, LG, Whirlpool, and more.
2. Furniture: Conn's Inc. offers furniture for every room, including living room, bedroom, and dining room. They offer a variety of styles and designs, from traditional to contemporary, including sofas, chairs, loveseats, sectionals, and recliners.
3. Mattresses: Conn's Inc. carries a variety of mattresses, including those from leading brands such as Sealy, Tempur-Pedic, Simmons Beautyrest, and more.
4. Electronics: Conn's Inc. offers a wide range of consumer electronics, including televisions, speakers, soundbars, cameras, headphones, and more. They carry products from leading brands, such as Sony, Samsung, LG, and Bose.
5. Home office: Conn's Inc. also offers a range of products for the home office, including desks, office chairs, filing cabinets and bookcases.
Credit Segment: Under the credit segment, Conn's Inc. offers financing and leasing options. The credit segment provides financing services to customers for purchasing products in the retail segment. The credit segment's products and services include:
1. Retail Installment Contracts (RICs): Conn's Inc. offers brick-and-mortar and online customers the opportunity to finance their retail purchases over several months or years through RICs.
2. Leasing Programs: Customers can also lease products through Conn's Inc. with an option to buy the product at the end of the lease term.
3. Extension of Credit: A revolving credit plan that allows customers to make purchases using an unsecured line of credit provided by Conn's Inc.
4. Payment Protection: Conn's Inc. offers customers the option to protect their financing against unexpected financial hardship, including job loss, disability or hospitalization.
Overall, Conn's Inc. offers a wide range of products and services for its customers, ranging from home appliances, electronics, furniture, and mattresses, to financing and leasing options. Conn's Inc. aims to provide its customers with quality products and financing options to enhance their shopping experience.
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