Capital one financial corp (COF) Annual Income Statement

Annual · GAAP · USD millions
Access COF quarterly income statements →
From Capital one financial corp through Dec 31 2021, changes in Dec 31 2025's revenue and cost structure provide insight into profitability trends.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases53,021.00
Interest and Dividend Income, Securities, Operating3,218.00
Other Interest and Dividend Income2,457.00
Total Interest Income58,696.00
Interest Expense, Deposits12,925.00
Total Interest Expense15,818.00
Net Interest Income42,878.00
Provision for loan losses20,655.00
Total Net Interest Income22,223.00
Other noninterest revenues1,264.00
Other Non-Interest Income-61.00
Total Non-interest Income10,556.00
Total Revenues32,779.00
Costs & Expenses
Salaries & employee benefits, SGA5,884.00
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology3,166.00
Professional and Contract Services Expense2,424.00
Other Noninterest Expense3,457.00
Total noninterest revenues15,567.00
Total Operating Expenses30,498.00
Total Costs & Expenses47,581.00
Income & Taxes
Income /-loss before income taxes2,281.00
Income taxes expenses/-benefit193.00
Income after income taxes2,088.00
Net income/-loss of other equity-20.00
Income /-loss after income taxes2,068.00
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent365.00
Net Income/-loss2,433.00
Preferred dividends-252.00
Income/-loss to shareholder2,181.00
Earnings Per Share
Basic EPS (excl. extra items)3.36
Extraordinary items0.67
Basic Net EPS4.03
Basic shares outstanding (Mill. of Units)540.70
Diluted Net EPS4.03
Diluted average shares (Mill. of Units)541.30
Dividend per share2.80
4 historic quarters locked

Sign in to unlock the full Capital one financial corp income statement history.

About Capital One Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 19, 2026
  • Original filing: cof-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.