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Capitol Federal Financial Inc (CFFN) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Capitol Federal Financial Inc generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Sep 30 2025)
2025 		(Sep 30 2024) (Sep 30 2023) (Sep 30 2022) (Sep 30 2021)
Revenues
Interest and Fee Income, Loans and Leases332.52
Interest and Dividend Income, Securities, Operating49.64
Interest Income, Deposits with Financial Institutions8.37
Other Income9.00
Total Interest Income399.52
Interest Expense, Deposits146.26
Interest Expense, Borrowings72.95
Net Interest (-)Expense / Income-219.21
Net Interest Income180.31
Provision for loan losses0.75
Total Net Interest Income179.57
Revenue From Contract With Customer Excluding Assessed Tax16.30
Other Non-interest Income6.08
Other Non-Interest Income-9.93
Total Non-interest Income20.73
Total Revenues200.29
Costs & Expenses
Salaries & employee benefits, SGA60.38
Communications, Occupancy and Information Technology13.40
Supplies and Postage Expense1.70
Federal Deposit Insurance Corporation Premium Expense4.32
Other Noninterest Expense4.56
Other loss /-income32.92
Total Operating Expenses117.27
Total Costs & Expenses336.48
Income & Taxes
Income /-loss before income taxes83.02
Income taxes expenses/-benefit15.00
Income after income taxes68.03
Net income/-loss of other equity0.00
Income /-loss after income taxes68.03
Net Income/-loss68.03
Income/-loss to shareholder68.03
Earnings Per Share
Basic EPS (excl. extra items)0.52
Basic Net EPS0.52
Basic shares outstanding (Mill. of Units)129.99
Diluted Net EPS0.52
Diluted average shares (Mill. of Units)129.99
Dividend per share0.34
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About Capitol Federal Financial Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: November 26, 2025
  • Original filing: cffn-20250930.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.