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Cf Bankshares Inc (CFBK) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Cf Bankshares Inc's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases109.28
Interest and Dividend Income, Securities, Operating0.36
Interest Income, Federal Funds Sold9.73
Other Income0.63
Total Interest Income120.00
Interest Expense, Deposits60.02
Interest Expense, Long-term Debt and Capital Securities1.30
Total Interest Expense64.97
Net Interest Income55.02
Provision for loan losses7.51
Total Net Interest Income46.78
Investment Banking Revenue2.88
Other Non-interest Income1.10
Loss / Gain on Investment-0.10
Other Non-Interest Income2.06
Total Non-interest Income5.93
Total Revenues52.70
Costs & Expenses
Salaries & employee benefits, SGA1.83
Other Operating Costs0.00
Depreciation & Amortization0.48
Foreclosed Real Estate Expense0.02
Communications, Occupancy and Information Technology4.65
Professional Fees and Commission3.16
Supplies and Postage Expense0.14
Federal Deposit Insurance Corporation Premium Expense2.06
Other Noninterest Expense0.93
Other loss /-income16.77
Total Operating Expenses31.18
Total Costs & Expenses92.50
Income & Taxes
Income /-loss before income taxes21.53
Income taxes expenses/-benefit3.99
Income after income taxes17.00
Net income/-loss of other equity-0.54
Income /-loss after income taxes17.00
Net Income/-loss17.00
Income/-loss to shareholder17.00
Earnings Per Share
Basic EPS (excl. extra items)2.70
Basic Net EPS2.70
Basic shares outstanding (Mill. of Units)6.29
Diluted Net EPS2.69
Diluted average shares (Mill. of Units)6.33
Dividend per share0.30
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About Cf Bankshares Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 12, 2026
  • Original filing: cfbk-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.