CSI Market
Sign In | Register

Carolina Financial (CARO) Annual Income Statement

Annual · GAAP · USD millions
Access CARO quarterly income statements →
Observing income statement movements over recent quarters helps explain how Carolina Financial adapts pricing, costs, and operating efficiency.
View historic periods: Download as CSV:
Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2019)
2019 		(Dec 31 2018) (Dec 31 2017) (Dec 31 2016) (Dec 31 2015)
Revenues
Interest and Fee Income, Loans and Leases147.92
Interest and Dividend Income, Securities, Operating, Available-for-sale27.42
Interest Income, Federal Funds Sold0.00
Other Income1.77
Total Interest Income177.12
Interest Expense, Deposits27.11
Interest Expense, Short-term Borrowing10.76
Net Interest (-)Expense / Income-37.87
Net Interest Income139.25
Provision for loan losses2.58
Total Net Interest Income136.67
Service Fees, Investment Banking, Brokerage and Other Transactions0.00
Other Non-interest Income9.07
Extinguishment of Debt-0.18
Loss / Gain on Investment0.00
Other Non-Interest Income-1.94
Total Non-interest Income47.11
Total Revenues183.78
Costs & Expenses
Salaries & employee benefits, SGA55.44
Unusual Expense /-Income0.44
Depreciation & Amortization2.91
Foreclosed Real Estate Expense0.42
Occupancy, Net16.90
Federal Deposit Insurance Corporation Premium Expense0.50
Other Noninterest Expense12.44
Other loss /-income11.29
Total Operating Expenses103.09
Total Costs & Expenses140.96
Income & Taxes
Income /-loss before income taxes80.69
Income taxes expenses/-benefit17.95
Income after income taxes62.74
Net income/-loss of other equity0.00
Income /-loss after income taxes62.74
Net Income/-loss62.74
Income/-loss to shareholder62.74
Earnings Per Share
Basic EPS (excl. extra items)2.83
Basic Net EPS2.83
Basic shares outstanding (Mill. of Units)22.17
Diluted Net EPS2.80
Diluted average shares (Mill. of Units)22.39
Dividend per share0.36
4 historic quarters locked

Sign in to unlock the full Carolina Financial income statement history.

Sign In Create Free Account

About CARO Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: n/a

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.