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Carter bankshares inc (CARE) Annual Income Statement

Annual · GAAP · USD millions
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The income statement data below highlights shifts in Carter bankshares inc's operating performance over recent quarters.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Dividend Income, Securities, Operating26.55
Interest Income, Deposits with Financial Institutions0.27
Other Income205.40
Total Interest Income232.22
Interest Expense, Deposits96.18
Interest Expense, Long-term Debt and Capital Securities5.22
Total Interest Expense101.40
Net Interest Income130.82
Provision for loan losses-3.83
Total Net Interest Income134.65
Revenue From Contract With Customer Excluding Assessed Tax0.00
Other Non-interest Income2.87
Other Non-Interest Income15.34
Total Non-interest Income22.40
Total Revenues157.06
Costs & Expenses
Salaries & employee benefits, SGA61.36
Communications, Occupancy and Information Technology23.32
Professional Fees6.88
Federal Deposit Insurance Corporation Premium Expense5.84
Other Noninterest Expense11.08
Other loss /-income8.58
Total Operating Expenses117.05
Total Costs & Expenses218.46
Income & Taxes
Income /-loss before income taxes40.00
Income taxes expenses/-benefit8.64
Income after income taxes31.36
Net income/-loss of other equity0.00
Income /-loss after income taxes31.36
Net Income/-loss31.36
Income/-loss to shareholder31.36
Earnings Per Share
Basic EPS (excl. extra items)1.38
Basic Net EPS1.38
Basic shares outstanding (Mill. of Units)22.46
Diluted Net EPS1.38
Diluted average shares (Mill. of Units)22.46
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About Carter Bankshares Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 5, 2026
  • Original filing: care-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.