CSI Market
Sign In | Register

Credit Acceptance (CACC) Annual Income Statement

Annual · GAAP · USD millions
Access CACC quarterly income statements →
This page allows investors to track Credit Acceptance's income statement performance across multiple reporting periods.
View historic periods: Download as CSV:
Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Other Income0.00
Total Interest Income462.90
Net Interest (-)Expense / Income-462.90
Net Interest Income0.00
Provision for loan losses616.10
Total Net Interest Income0.00
Premiums Earned, Net95.60
Extinguishment of Debt1.20
Other Non-Interest Income-2,238.60
Total Non-interest Income2,238.60
Total Revenues2,317.20
Costs & Expenses
Salaries & employee benefits, SGA438.50
Policyholder Benefits and Claims Incurred, Net71.70
Other loss /-income625.50
Total Operating Expenses1,751.80
Total Costs & Expenses1,751.80
Income & Taxes
Income /-loss before income taxes565.40
Income taxes expenses/-benefit141.50
Income after income taxes423.90
Net income/-loss of other equity0.00
Income /-loss after income taxes423.90
Net Income/-loss423.90
Income/-loss to shareholder0.00
Earnings Per Share
Basic EPS (excl. extra items)37.02
Basic Net EPS37.02
Basic shares outstanding (Mill. of Units)11.45
Diluted Net EPS36.38
Diluted average shares (Mill. of Units)11.65
4 historic quarters locked

Sign in to unlock the full Credit Acceptance income statement history.

Sign In Create Free Account

About Credit Acceptance Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 13, 2026
  • Original filing: cacc-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.