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Bv Financial Inc (BVFL) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Bv Financial Inc's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023)
Revenues
Interest and Fee Income, Loans and Leases45.60
Interest and Dividend Income, Securities, Operating51.03
Other Interest and Dividend Income2.60
Other Income-49.80
Total Interest Income49.43
Interest Expense, Deposits10.70
Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term1.82
Net Interest (-)Expense / Income-12.53
Net Interest Income36.90
Provision for loan losses-2.43
Total Net Interest Income39.33
Revenue From Contract With Customer Including Assessed Tax0.46
Other Non-interest Income1.18
Gain (Loss) on Disposition of Assets and Other Investments-0.03
Other Non-Interest Income1.09
Total Non-interest Income2.72
Total Revenues42.05
Costs & Expenses
Salaries & employee benefits, SGA16.24
Depreciation & Amortization0.18
Communications, Occupancy and Information Technology1.62
Professional Fees0.93
Federal Deposit Insurance Corporation Premium Expense0.33
Other Noninterest Expense1.94
Other loss /-income1.94
Total Operating Expenses23.19
Total Costs & Expenses35.71
Income & Taxes
Income /-loss before income taxes18.86
Income taxes expenses/-benefit5.37
Income after income taxes13.50
Net income/-loss of other equity0.00
Income /-loss after income taxes13.50
Net Income/-loss13.50
Income/-loss to shareholder13.50
Earnings Per Share
Basic EPS (excl. extra items)1.44
Basic Net EPS1.44
Basic shares outstanding (Mill. of Units)9.38
Diluted Net EPS1.43
Diluted average shares (Mill. of Units)9.46
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About Bv Financial Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 27, 2026
  • Original filing: bvfl-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.