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Bankfinancial (BFIN) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Bankfinancial generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2024)
2024 		(Dec 31 2023) (Dec 31 2022) (Dec 31 2021) (Dec 31 2020)
Revenues
Interest and Fee Income, Loans and Leases50.76
Interest and Dividend Income, Securities, Operating9.10
Other Interest and Dividend Income8.52
Other Income0.19
Total Interest Income68.57
Interest Expense, Deposits18.34
Interest Expense, Borrowings1.79
Total Interest Expense20.13
Net Interest Income48.44
Provision for loan losses5.08
Total Net Interest Income43.42
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions0.58
Revenue From Contract With Customer Excluding Assessed Tax3.43
Noninterest Income, Other Operating Income0.40
Extinguishment of Debt0.11
Gain (Loss) on Disposition of Assets and Other Investments-0.12
Other Non-Interest Income0.77
Total Non-interest Income5.79
Total Revenues49.21
Costs & Expenses
Salaries & employee benefits, SGA0.50
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology-7.32
Professional Fees-1.55
Supplies and Postage Expense-1.13
Other Noninterest Expense-5.97
Other loss /-income-27.78
Total Operating Expenses-43.19
Total Costs & Expenses-23.06
Income & Taxes
Income /-loss before income taxes5.02
Income taxes expenses/-benefit0.95
Income after income taxes4.07
Net income/-loss of other equity0.00
Income /-loss after income taxes4.07
Net Income/-loss4.07
Income/-loss to shareholder4.07
Earnings Per Share
Basic EPS (excl. extra items)0.33
Basic Net EPS0.33
Basic shares outstanding (Mill. of Units)12.46
Diluted Net EPS0.33
Diluted average shares (Mill. of Units)12.46
Dividend per share0.40
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About Bankfinancial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.