Bayfirst Financial (BAFN) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Bayfirst Financial generates earnings and manages operating expenses.
Annual Report, GAAP in USD millions
ITEM
(Dec 31 2025)
2025
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases81.24
Interest Income, Operating85.79
Interest Income, Deposits with Financial Institutions4.55
Other Income-85.79
Total Interest Income85.79
Interest Expense, Deposits37.74
Interest Expense, Borrowings2.27
Total Interest Expense40.01
Net Interest Income45.79
Provision for loan losses24.59
Total Net Interest Income21.20
Bank Servicing Fees2.77
Noninterest Income, Other1.35
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment11.72
Other Non-Interest Income-8.96
Total Non-interest Income18.40
Total Revenues39.60
Costs & Expenses
Salaries & employee benefits, SGA1.43
Restructuring, Accretion & impairment charges7.28
Communications, Occupancy and Information Technology6.07
Professional Fees3.46
Other Noninterest Expense3.52
Other loss /-income47.81
Total Operating Expenses70.43
Total Costs & Expenses110.43
Income & Taxes
Income /-loss before income taxes-30.83
Income taxes expenses/-benefit-7.89
Income after income taxes-22.94
Net income/-loss of other equity0.00
Income /-loss after income taxes-22.94
Discontinued Operations0.00
Net Income/-loss-22.94
Preferred dividends1.54
Income/-loss to shareholder-24.48
Earnings Per Share
Basic EPS (excl. extra items)-5.93
Extraordinary items0.00
Basic Net EPS-5.93
Basic shares outstanding (Mill. of Units)4.13
Diluted Net EPS-5.93
Diluted average shares (Mill. of Units)4.13
Dividend per share0.16
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About Bayfirst Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 27, 2026
  • Original filing: bafn-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.